Dance insurance

Specifically designed to meet the insurance needs of dance instructors, studios, professional dancers, independent artists and companies—Ausdance and Aon have developed a comprehensive dance insurance package endorsed by the Australian Dance Council. 

Contact Aon now for your dance insurance.

  • Email ausdance@aon.com
  • Freecall 1800 805 191
  • Aon website

Insurance for dance businesses

The dance industry has unique insurance needs, and we have developed a dance insurance product to meet them. The Ausdance insurance scheme provides cover for all types of performance and dance related activities including:

  • Public Liability and Professional Indemnity
  • Studio contents and property protection
  • Business interruption and loss of income
  • Event/performance cover
  • Workers compensation and voluntary workers

What's included?

Our insurance for dance businesses combines Public and Products Liability with Professional Indemnity cover.

  • Public liability insurance: Dance professionals are also business owners and service providers, and as such have a duty of care not only to their students and customers, but also for the general public—this insurance covers claims for accidental bodily injury or property damage to customers and members of the public both in the studio, and at other performance locations.
  • Products liability insurance: This is important if you sell dance products or equipment to your customers. It provides cover for claims of bodily injury or property damage arising from the failure of goods sold or supplied by you through your practice.
  • Professional indemnity insurance: Designed for dance professionals who provide advice or a service to others, this type of insurance provides cover against allegations of professional negligence by you and your staff.
  • Defamation cover: Provides comprehensive protection against claims of defamation, including unintentional infringement of intellectual property such as choreographic plagiarism.

Additional Dance Business Insurance cover

  • Studio contents and property protection
  • Business interruption and loss of income
  • Events and community festivals, including protection against no-show, cancellation, curtailment or postponement of performances (including venue costs, performers’ and managers’ fees and equipment hire)
  • Personal accident and illness; lump sum death and disablement
  • Workers compensation and cover for your volunteers

Dance business insurance prices

Premiums are determined by how much cover is required and what State/Territory you work in (which impacts stamp duty charges). Prices include GST, Stamp Duty and Aon’s administration fee, part of which is remitted back to Ausdance to support their development of the dance industry.

Annual insurance premiums—under 20 hours per week
Limit $2,000,000 $5,000,000 $10,000,000 $20,000,000
ACT/NT/VIC/WA $415.11 $589.05 $654.39 $926.94
NSW $412.24 $584.60 $649.34 $919.42
QLD $407.93 $577.91 $641.77 $908.13
SA $417.99 $593.51 $659.44 $934.47
TAS $409.37 $580.14 $644.29 $911.89
Annual insurance premiums—over 20 hours per week up to and including 5 teachers
Limit $2,000,000 $5,000,000 $10,000,000 $20,000,000
ACT/NT/VIC/WA $470.29 $676.17 $755.18 $1070.93
NSW $466.91 $670.92 $749.22 $1062.10
QLD $461.85 $663.05 $740.27 $1048.84
SA $473.66 $681.42 $761.15 $1079.77
TAS $463.54 $665.68 $743.25 $1053.26
Annual insurance premiums—over 20 hours per week up to and including 6 – 10 teachers
Limit $2,000,000 $5,000,000 $10,000,000 $20,000,000
ACT/NT/VIC/WA $544.55 $791.60 $886.42 $1265.32
NSW $540.50 $785.31 $879.26 $1254.72
QLD $534.42 $775.86 $868.52 $1238.81
SA $548.60 $797.90 $893.58 $1275.92
TAS $536.45 $779.01 $872.10 $1244.11

Please note: prices listed above are current and may be subject to change. Any change in price will be updated on our website, so please refer back to this page to be sure you have the most up-to-date pricing.

Dancer insurance for individuals

Accidents and dancing often go hand-in-hand, which is why Aon has negotiated an insurance plan for Ausdance members, designed to protect dancers in the case of an accident or injury both on and off the stage.

Aon clients enjoy the peace of mind that comes with knowing that, should an accident occur, they will have the financial support they need to help cover treatment costs and lost earnings.

What's included?

If you are unable to work for an extended period due to injury or illness, our Personal Accident Protection Plan can provide a range of benefit options for a period of up to 52 weeks.

The policy includes payment for broken bones and soft tissue injuries and covers you 24 hours a day, 365 days a year for both dance, and non-dance related injuries.

Prices for Personal Accident Insurance

To get quote or to discuss the different benefit levels visit the Aon website or contact the Aon Service Team on 1800 805 191 or ausdance@aon.com.

Why Aon?

As an independent broker, it’s our job to negotiate on our clients behalf to seek out the best combination of price and cover. We have worked with Ausdance to deliver cost effective risk management and insurance protection to their members.

Aon has a branch network that extends across every State and Territory in Australia and as part of our commitment to service we have an experienced and dedicated team that are happy to help you with any enquires.